Getting The Perfect Credit Score You Always Wanted

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Are you trying to find a way to boost your credit score? Have you heard of people that have a perfect credit score but you are not sure how to go about this? If you can answer these questions with a “yes” then you will want to continue reading this article. It might do you a lot of good and you might actually learn something useful. Read more “Getting The Perfect Credit Score You Always Wanted”

Free Credit Score for Anyone Denied Credit Starting July 21

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The Federal Trade Commission (FTC) and the Federal Reserve Board (FRB) have implemented new rules for consumer credit, wherein said consumers will receive a free credit score should the bank use it as a basis for various credit-related decisions. Read more “Free Credit Score for Anyone Denied Credit Starting July 21”

How to Improve Your Credit Score by 100+ Points?

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Your credit score has a huge impact on your loan application. It is a very important number lenders use to determine whether or not you’ll qualify for new credit, and at what interest rates and terms of credit. Those with the highest scores get the lowest interest rates. Read more “How to Improve Your Credit Score by 100+ Points?”

What is a Good Credit Score?

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Perhaps the question you’ve always been asking yourself is “What is considered a good credit score?

Well, there is no stipulated pass or fail mark in regard to credit report, but creditors have set 700 to be a good credit score. Thing is, 60% of Americans are capable of achieving this, hence shouldn’t be difficult for anyone else. Read more “What is a Good Credit Score?”

Do You Really Need a Credit Score of 800+?

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You might be one of those folks gunning to boost your FICO score from 760 to a spotless credit rating of 800 or more. You might be doing so to get better interest rates on mortgages or better perks from the elite credit cards. Read more “Do You Really Need a Credit Score of 800+?”