People always hear about being pro-active in terms of their credit report. It is very important for every person to check his credit report at least once a year. This is because doing so will reveal any sort of reporting errors in the credit report that may have damaged one’s credit score.
Category: credit report
Each one of us has credit history profile data kept by each of the three major credit reporting bureaus which routinely collect and maintain vital information about your borrowing behavior, and use it to compile your credit report.
The Fair Credit Reporting Act (commonly referred to as the FCRA) is a US federal law which forms the base of consumer credit rights in the United States.
Thanks to federal law passed in 2005, every US citizen is now eligible to receive one free credit report annually, upon request, from each credit bureau, Experian, Equifax, and TransUnion where you can check your credit report online.
Tax liens can be a serious long-term pain in your credit report, especially since they will be there for at least seven years.
Want to make your credit report more attractive? Looking to boost your credit score for that mortgage? There are ways to do that, but the following simply have no bearing on your overall credit score: