Each one of us has credit history profile data kept by each of the three major credit reporting bureaus which routinely collect and maintain vital information about your borrowing behavior, and use it to compile your credit report. This report is essentially the blueprint of your credit history; which is why your credit report is [...]
A Summary of Your Rights Under the Fair Credit Reporting Act
The Fair Credit Reporting Act (commonly referred to as the FCRA) is a US federal law which forms the base of consumer credit rights in the United States. Because your credit report contains private information about you, it’s vital that you understand your legal rights as a consumer and aware of all your options. This [...]