Credit Report: The Most Common Errors To Ruin Your Credit Score

Categories credit reportPosted on

People always hear about being pro-active in terms of their credit report. It is very important for every person to check his credit report at least once a year. This is because doing so will reveal any sort of reporting errors in the credit report that may have damaged one’s credit score. Read more “Credit Report: The Most Common Errors To Ruin Your Credit Score”

Credit Report: Why It Matters More Than Your Credit Score

Categories credit reportPosted on

Each one of us has credit history profile data kept by each of the three major credit reporting bureaus which routinely collect and maintain vital information about your borrowing behavior, and use it to compile your credit report. Read more “Credit Report: Why It Matters More Than Your Credit Score”

Free Credit Score for Anyone Denied Credit Starting July 21

Categories credit score rangePosted on

The Federal Trade Commission (FTC) and the Federal Reserve Board (FRB) have implemented new rules for consumer credit, wherein said consumers will receive a free credit score should the bank use it as a basis for various credit-related decisions. Read more “Free Credit Score for Anyone Denied Credit Starting July 21”

How to Improve Your Credit Score by 100+ Points?

Categories credit score rangePosted on

Your credit score has a huge impact on your loan application. It is a very important number lenders use to determine whether or not you’ll qualify for new credit, and at what interest rates and terms of credit. Those with the highest scores get the lowest interest rates. Read more “How to Improve Your Credit Score by 100+ Points?”