Every credit and lending decisions are based on an individual’s credit score which is essentially an estimate of one’s credit worthiness. It is one of the most important factors lenders look at when determining whether you’ll get a credit and on what terms.

This site is created to shed some light on some of the pertinent questions you might have on credit score scale, what a good credit score is, how to achieve it and what you can do to improve it.

And it is meant for educational for educational purpose only. Nothing on this site should be considered legal, financial or other advice of any kind. If you’re looking for professional advice, you should consult with an independent financial adviser.

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